Student Loan Forgiveness in Pennsylvania

In 2018, Pennsylvania is a great place to live, not only because of its great history, food and exciting destinations worth visiting, but also because it offers strong student loan forgiveness programs to residents buried in student loans.

If you live in the Keystone State and are struggling with your college debt, then it’s time to listen up, because Pennsylvania has some great loan forgiveness programs that you may be eligible for, and which could stand to save you tens of thousands of dollars.

To receive student loan forgiveness in Pennsylvania, all you need to do is review the following programs to pick the one that will work best for your unique situation.

Make sure to pay close attention to the Eligibility Rules, and Application Procedures, because that’ll determine whether or not you qualify for the any of the benefits listed below.

But Before We Get Started…

Before I explain how student loan forgiveness in Pennsylvania works, let me first give you a quick piece of advice about how to best tackle your loans: it’s worth it to pay an expert for their assistance in determining your plan of attack.

Why do I think it’s worth paying for expert advice? Because an actual debt expert can review your case and determine which Loan Forgiveness, Discharge, Consolidation or Cancellation Program will work best for you, helping you to create a path toward becoming debt free as quickly as possible.

There’s only one group I trust to help my readers, and that’s the Student Loan Relief Helpline. And while you will have to pay for their support, the Helpline costs just a couple hundred bucks, and could stand to save you tens of thousands over the lifespan of your loan.

To find out How to Eliminate Your Student Loans as quickly and cheaply as possible, call the Student Loan Relief Helpline now at: 1-888-906-3065.

The Pennsylvania Primary Care Loan Repayment Program?

Program Overview

The Pennsylvania Primary Care Loan Repayment offers up to $100,000 in student loan forgiveness to eligible applicants. This loan forgiveness program is for practitioners willing to provide service in underserved communities.

Eligibility Rules

  • You must be a US Citizen
  • You must participate in Medicare, Medicaid, and Children’s Health Insurance Program
  • You must be licensed to practice in Pennsylvania
  • You must be employed by a LRP-approved site

How to Apply

The Pennsylvania Bar Foundation – PA IOLTA Board Loan Repayment Assistance Program

Program Overview

The Pennsylvania Bar Foundation – PA IOLTA Loan Repayment Assistance Program offers a varying amount of loan forgiveness to eligible candidates, and was created to help retain and recruit the best and brightest attorneys in the country.

Eligibility Rules

  • You must be licensed to practice law in Pennsylvania or
  • You must be permitted to practice law under Bar Admission Rule 311
  • You must have a valid Pennsylvania Supreme Court-identification number
  • You must be in good standing and practice law as an employee of an IOLTA-funded organization.
  • Your total gross salary must not exceed $66,000; however if the attorney’s annual net debt service is greater than or equal to 10% of the attorney’s current annual gross salary he/she may apply regardless of the annual gross salary cap.
  • Your amount of educational debt based on loans from commercial and government lending institutions, as well as university or other private institutional loans associated with law school and undergraduate educational debts must be greater than or equal to the amount of the LRAP grant. The attorney’s qualifying educational debt must be in satisfactory repayment.

How to Apply

Will I Owe Taxes on My Forgiven Taxes?

There is a good chance that you will be taxed on any debt you get forgiven, as the IRS wants you to list any forgiveness benefit received as taxable income in your annual tax filings.

This has created a huge problem for borrowers, especially those who were used to making small monthly payments to their student loan servicer, but who may now be forced to issue a huge lump-sum payment to the IRS.

To help people handle their tax liabilities, I’ve created a new site called Forget Tax Debt, where I offer advice on all sorts of IRS-related problems.

Whether you’re looking for help with Back Taxes, Settlements, Wage Garnishments or some other IRS concern, you can get the help you need by visiting

Where Can I Go For Questions?

If you have other questions related to student loans, please be sure to check out some of the other pages of my site, where I cover both Federal and Private loans in detail.

To get Help with Federal Student Loans, look at my pages on Federal Loan ForgivenessThe Borrower’s Defense To Repayment Program, the Closed School Loan Discharge ProgramFederal Student Loan Bankruptcy Discharges, and Federal Loan Consolidation Programs.

And for Help with Private Student Loans, you’ll want to check out my pages on Private Student Loan Forgiveness ProgramsPrivate Student Loan Consolidation ProgramsPrivate Student Loan Bankruptcy Discharges and Private Student Loan Default Help.

If you have any other questions about Pennsylvania-based student loan forgiveness, or other student load concerns in general, please feel free to post them in the comments section below and I’ll do my best to get you a response as quickly as possible.

Disclaimer:Information obtained from Forget Student Loan Debt is for educational purposes only. You should consult a licensed financial professional before making any financial decisions. This site receives some compensation through affiliate relationships. This site is not endorsed or affiliated with the U.S. Department of Education.



Tim's experience struggling with crushing student loan debt led him to create the website Forget Student Loan Debt in 2011, where he offers advice, tips and tricks for paying off student loans as quickly and affordably as possible.